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ADVISOR DISCLOSURE

Licenses and Jurisdictions

We are licensed as Life and Health insurance agents in the province of Alberta.

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Companies We Represent

We represent several insurers, but place the majority of our business with Canada Life, RBC Insurance, Empire Life, Desjardins Financial, Manulife, Industrial Alliance, Equitable Life, and SunLife.

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Relationship with Companies We Represent

No insurer holds an ownership interest in Pine Creek Financial Services Ltd. Pine Creek Financial Services Ltd does not hold an interest in any insurance company. No advisors employed by Pine Creek Financial Services hold an interest in any insurance company.

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Compensation

We do not charge a fee to customers for our services. We are compensated by a sales commission paid by insurance carriers, on policies we broker and may also receive a renewal (or service) commission on policies that remain active. If an advisors commission reaches a certain level, they can qualify to attend different training conferences.

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Conflict of Interest

We take the potential of a conflict of interest seriously. We confirm we have no conflict of interest. If we become aware of a potential conflict, we will tell you.

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More Information

If you need more information about Pine Creek Financial Services Ltd, or any advisor representing Pine Creek Financial Services Ltd, please contact Landon Hurlburt at 403-988-4504.

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